Car accidents happen at the rate of hundreds a day.

Some just a fender bender; others serious accidents where people are seriously injured and/or killed.
We all hope never to be involved in a car accident, but if we are, what must we do? 

Dishonesty to your insurer can result in not being able to get alternative insurance from another insurance company

A case study on Insurance Fraud:

We dealt with short-term insurance fraud in our last blog and today will look at a recent case study to illustrate the issues previously discussed by ourselves and the consequences of fraudulent insurance claims.

Legal advice and legal services pertaining to all aspects of insurance law including disputes with insurance companies, the vetting and interpretation of insurance policies, the rejection of claims etc

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“Why is it that we now have legal recourse if we buy a motor vehicle which is defective or which was previously involved in an accident and this fact was not disclosed to us at the time that we bought the vehicle?”

 This is the question we were asked via our website.

The answer to that question is that you have protection depending on the facts in both the common law of contract and also probably/possibly in terms of the Consumer Protection Act: No 68 of 2008 (CPA).

In terms of the common law, you would have to rely on a breach of the contract terms by the seller of the motor vehicle or his/her bad faith, misrepresentation or failure to disclose.

Should I have an ANC if I am getting married in a few weeks’ time?

A brief discussion of the ANC and the purpose of an ANC.

Most couples in preparing to tie the knot leave this question until very late in their wedding preparations. The writer on occasion in the past had to arrange for an ANC on the preceding Friday afternoon before the Saturday wedding at 10 am. That is cutting it fine.

During the excitement of a couple's impending wedding; it is easy to forget about the aspect of an ante-nuptial contract. It is however vitally important that you and your future spouse discuss the matrimonial property regime best suited to your financial needs from the date that you are married.

The Law of Insurance:

It is probably true to say that most of us have a love-hate relationship with insurance companies.

We pay premiums to them to keep us covered for a loss/theft, but feel that most times the insurance companies try to avoid liability or use technical reasons to avoid the claim.

Another aspect is Insurance Fraud:

We thought we would start the new week with this completely different topic.

Insurance fraud; what is it?

Simply put; it is when an insured person claims from his/her insurance company for something that the insurer is not liable for; in terms of the insurance policy.