General Advice

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    In Debt

    We all owe money to one or more creditors.

    Sometimes it is a lot of money owed to a bank like for example the bond on our house or the car that we bought for ourselves or the family.

    At other times it is a smaller amounts owed on a credit card or on one or more clothing accounts etc.

    All debt and the repayment of debt is however important and we should not underestimate the role it plays in all of our lives. As we know; credit providers including banks, financial institutions, clothing shops and other retailers provide information on our debt levels and our record of repaying that debt to the various credit record companies like ITC, Experian etc; and it is these records that give other retailers an indication of your credit health. They do research before they decide whether or not to lend you money or allow you to open another account. Your credit health and record are vitally important to your everyday life and financial well-being. It is to your advantage to look after your credit health.

  • What is The Legal Advice Office?

    Who are we and what do we do?

    The answer to these questions is found on our website; www.legaladviceoffice.co.za; but here is a brief summary.

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Legal Advice Office

South Africa

Kandelaar Street, Vermont, Hermanus
Phone: +27 (028) 316 2832
Email: info@legaladviceoffice.co.za